Yes its a great time to refinance it. drop me a call or an email. I'll bring you up to speed. I've the fastest bankers who response to my request within 24 hours the most.

I've a number of clients who're taking this chance to refinance their home mortgages with the banks to take advantage of the low interest rates the banks are offering now (especially those packages that are pegged to SIBOR rates)

Problem with many who wants to try is that they'll have a penalty charge to the old package which they signed up for, and doesn't make sense to either change bank or different type of low interest offer which the same bank might offer.

Any good mobile bankers/ finance bankers here to give advice on this?